3/13/2020 1 Comment We're Here To Serve...As A Veteran of The United State Army, I Understand The Commitment To Serve! Loyalty, Duty, Respect, Selfless Service, Honor, Integrity, and Personal Courage Are The Qualities You Are Guaranteed, Coupled With Commitment To Excellence When You Decide To Choose Us!
Let's Make It Happen Is Our MOTTO & We're Not Afraid To Earn Your Business & Trust! We're Not Afraid To Work & Deliver Favorable Results. We Serve In Our Local Schools! We Serve In Our Community! We Are Genuinely Dedicated To Empowering, Encouraging & Equipping All Those We Encounter, To Accomplish YOUR Goals & Be ALL YOU Can Be! As a Veteran I understand the rigors of tight schedules and limited resources. I have developed the capacity to know how to accomplish priorities on time, in spite of tremendous stress. I know the critical importance of staying with a task until it is done right. As a Veteran I have gained a unique perspective on the value of accountability. I know our Georgia policies and procedures! I am a member of the Columbus Board of Realtors and I consistently attend training to ensure you receive the most up-to-date, best service. As a Veteran I know what it means to do an honest day's work. I have a track record of integrity, which translates into qualities of sincerity and trustworthiness. Because of my experiences in the service, I am aware of international and technical trends pertinent to business and industry. Century 21 Premier Real Estate Houses a global outlook and technological savviness that all enterprises of any size need to succeed. In addition to my ability to deal positively with the typical issues of every day life. I have frequently triumphed over adversities. My former spouse and I co-parent two beautiful young ladies, Ashlyn and Audrey! We enjoy horseback riding, whitewater rafting, traveling, camping, community service and educational opportunities that empower our knowledge about our cultural history. I believe education and knowledge are power and I want to ensure that every person that I encounter walks away with something they can use to contribute to their personal success, which then contributes to our society as a whole. Our Creator designed us with abilities that are limitless and nothing is impossible! It is my pleasure to meet you and we look forward to serving you! I hope you found this information empowering! I would love to know your thoughts and any questions you may have, in the comments below! It's Time To Buy With Confidence & Sell With Success! #YourPremierRealtor Yours Truly, #YourPremierRealtor REALTOR ®, M.S.A. 3100 Gentian Blvd Office 12 | Suite 007L Columbus, GA 31907 Cell: 706.341.3950 Fax: 706.562.8447 Email: [email protected] Licensed With Century 21 Premier Real Estate, GA 7830 Veterans Parkway Building C Columbus, GA 31909 Phone: 706.576.2400 Ext. 60
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3/3/2020 1 Comment Does Your Home Have Equity?What is Equity? Equity is the amount of your home that you actually own after accounting for debt. To calculate that value, subtract your loan balance from the market value of your home.
Example: Your home is worth $250,000, and you owe $100,000 on your mortgage. $250,000 minus $100,000 equals $150,000 of equity in your home. Building equity is one of the primary financial benefits of homeownership. You don’t notice it while it’s happening, but if all goes well, you end up with a significant asset that you can use for almost any financial need. What can you do with your equity? Equity is a valuable asset, and it can enable you to:
How to Build Equity The more equity you have, the better off you’ll be. There are two basic ways to build equity in your home:
Increase the Property Value Your home’s market value is an essential component in your equity calculation. If the home’s value rises, you instantly have more equity. So, what makes home prices head upward? Home improvements: You can also invest in your home to increase its value. Updating kitchens and bathrooms, improving landscaping, and investing in energy-efficient upgrades can all payoff. But those projects cost money upfront and you need to be confident that you can more than recoup those costs. If you’re making improvements with the primary goal of building equity, select projects with the highest return on investment (ROI). Don’t automatically assume any improvements—cosmetic or otherwise—will lead to higher property value. Upkeep: Routine maintenance is tedious (and it costs money), but a home that’s falling apart is not appealing to potential buyers. If you fail to address maintenance issues like leaks and deteriorating roofing, your home equity may decrease over time. Plus, in the event you decide to sell your home, you may need to spend the money in order to sell it anyway. Make extra payments: Even if you have a 30-year mortgage, you can speed things up by paying extra amounts. There’s no law that says you must pay only the amount dictated by your 30-year mortgage agreement. Each additional dollar you pay above your required monthly payment reduces your debt and adds to your equity—just make sure your lender applies those payments to the principal. Nothing is stopping you from setting up a 15-year repayment schedule (see the link to the amortization table above) and making those bigger payments on your 30-year loan. A positive aspect of this option is that if things change at some point and you can’t afford the higher payment, you have the flexibility to return to the smaller 30-year payment. I hope you found this information empowering! I would love to know your thoughts and any questions you may have, in the comments below! It's Time To Buy With Confidence & Sell With Success! #YourPremierRealtor Yours Truly, #YourPremierRealtor REALTOR ®, M.S.A. 3100 Gentian Blvd Office 12 | Suite 007L Columbus, GA 31907 Cell: 706.341.3950 Fax: 706.562.8447 Email: [email protected] Licensed With Century 21 Premier Real Estate, GA 7830 Veterans Parkway Building C Columbus, GA 31909 Phone: 706.576.2400 Ext. 60 Sources:
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Natalie Nicole #YourPremier
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